If it sounds too good to be true, it probably is. Keep this in mind when you’re answering the phone or doing something on the Internet.
Here are some helpful tips from the Government of Canada:
Keep all personal documents in a secure place.
Never tell another person your PIN or account passwords and take care to cover your hand when entering your PIN at bank machines and when making store purchases.
Safely dispose of old bills and statements.
Do not click on pop-up windows or respond to e-mails, open attachments or go to Website links sent by people you do not know. Your bank or credit union will not send you anything by e-mail unless you ask them to.
Never give out your credit card, bank account, or personal information to someone over the phone, at the door, or over the Internet unless you know the person or organization you are dealing with, or you made the contact.
Don’t sign an agreement or contract to buy anything without giving yourself time to think it over.
Check your credit card bills and bank accounts regularly and report any suspicious activity.
Be suspicious if someone you don't know asks you to send them money or a cheque, or to return money they "accidentally" sent you.
Before hiring someone or agreeing to have work done on your home, ask for proof of identity and references and check them.
If you think you have been the victim of fraud, contact your local police force.
